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Samaritan Ministries International :Starring James Lansberry and an ALL-Star Cast of assorted jokers,tricksters and clever business hustlers pretending to be God’s Vessels of Mercy.

July 10, 2013

 Jesus said: “A man was going down from Jerusalem to Jericho, when he was attacked by robbers. They stripped him of his clothes, beat him and went away, leaving him half dead. 31 A priest happened to be going down the same road, and when he saw the man, he passed by on the other side. 32 So too, a Levite, when he came to the place and saw him, passed by on the other side. 33 But a Samaritan, as he traveled, came where the man was; and when he saw him, he took pity on him. 34 He went to him and bandaged his wounds, pouring on oil and wine. Then he put the man on his own donkey, brought him to an inn and took care of him. 35 The next day he took out two denarii[c] and gave them to the innkeeper. ‘Look after him,’ he said, ‘and when I return, I will reimburse you for any extra expense you may have.’

36 “Which of these three do you think was a neighbor to the man who fell into the hands of robbers?”

37 The expert in the law replied, “The one who had mercy on him.”

Jesus told him, “Go and do likewise.”

My Fellow Christians: The day when Charlatans simply used the tried and true gimmick of praying for your soul or pretending to advance a ministry to further the Gospel  in exchange for a donation is over. Today ,there’s little  to limit the minds of those corrupt enough to swindle the gullible and naive among God’s  people.   Whatever the evil mind of man  can think up,    it will be used  to cheat the less astute in the Christian Community.

In today’s world, a new slant in charitable giving has emerged ,and takes on the form of medical cost ” insurance “protection.

You say you never heard of it  ; well there’s a few clever racketeers making a fortune off of those stupid enough to believe the exaggerated claims  by organizations such as THE SAMARITAN MINISTRIES INTERNATIONAL whose chief operating spokesman is the often heard invited guest on the incredibly deceptive and completely fraudulent radio talk show called CROSSTALK ;produced by the VCY AMERICA enterprise of major fraud and vital misinformation.

This should be enough to raise red flags for anyone thinking that this would be a reasonable alternative to purchasing the standard regulated health insurance on the open market.

The problem is that few will bother to  read or even try to understand the risks they take with this clever and diabolical fraud being put over them for the sake of furthering the financial status of those in operation of   this   business  trick.

Here are a few  details to think about. And remember the Devil is in the Details :For example, they do not allow you to receive benefits for pre-existing conditions.  Not very Christian?  Well, this would not only be foolish but would make these plans unsustainable.  Other common sense limitations such as a provision that would not pay your medical expenses if your injury was due to the abuse of alcohol or drugs, make the plan sensible.

 

 
 “A Biblical, non-insurance approach to health care needs” …What’s Biblical about it? Other than name dropping and exploiting the word Samaritan for their own selfish purposes!
 
Want to examine some opinions of those who actually know how to read the fine print?
 “There are no reserves and there is no guarantee a need will be paid,” Mr. Reinhold  ,a noted insurance commissioner   said. Insurance, he added, requires a contractual transfer of risk in exchange for payment.

Critics say SAMARITAN MINISTRIES and other church plans are essentially unlicensed health insurers operating without regulation, protection for unsuspecting consumers or public accountability. Consumers, they say, may not understand what is not covered, know that they are surrendering their medical privacy or that they could be stuck with huge medical bills.

“These plans function just like health insurance, but they operate in a regulatory black hole,” said Mila Kofman, an assistant research professor at Georgetown University’s Health Policy Institute. “There is no accountability, no oversight, and the people who participate have no protection.” Unlike insurance companies, which are required to have reserve funds to pay claims, church plans do not maintain reserves.

 

Is Samaritan Ministries a Scam?

You have to pay for your health care yourself and for $285 a year you can ask the other members to reimburse you. One of the catches is that your medical business is reported in their weekly newsletter, drug rehab is not paid for and neither are out of wed-lock pregnancies. Really, your condition needs to be worthy before someone might help you pay for it.For example, cancer treatment might seem like a more worthy cause, so most people will intuitively help pay for that and overlook your need to go to the dentist.And there is not government oversight and you have to sign a waiver so you cannot sue then for any reason.I don’t know what they spend that $285 on, considering the members are the ones who pay the bills. On the surface, it seems approachable, but the more you look into it the more you think it is a scam. It’s set-up like a run of the mill pyramid scheme.They claim they are not an insurance company, and I guess they are right. So, why would I pay them $285 a year to pay my medical bills myself?
  •  And not that the jokers operating SAMARITAN MINISTRIES INTERNATIONAL have gone unnoticed in the large world of insurance;no, not at all.

And here’s what we know:

Samaritan Ministries International, one of the nation’s largest faith-based health care cost-sharing ministries, was targeted by a Cease and Desist order from the Office of Insurance Commissioner (OIC), headed by Washington state insurance commissioner Mike Kreidler. In the order, the OIC asserted Samaritan Ministries “endangers Washington residents by enticing them to forgo legal insurance through false assurance that their medical bills will be paid.” The state legislature stepped in, however, and affirmed the organization’s right to exist.

An estimated 100,000 people in the United States belong to faith-based health care cost-sharing ministries, and that number could increase in the coming years because members are exempted, for religious reasons, from the individual mandate in President Obama’s health care law.

These nonprofit entities essentially act as a go-between for donations, coordinating with members of Christian communities who help each other pay for large medical expenses. However,  on occasion state regulators mistake these communities providing voluntary assistance for insurance, and make attempts to regulate it as such.

  Unexpected Crackdown

According to Samaritan Executive Vice President James Lansberry, the OIC’s attempt to shut down Samaritan’s operations in Washington is a “real-life example of how a government can undermine private sector innovation and prohibit the free exercise of citizens’ religious and economic rights.”

The order to shut down in Washington was unprovoked, Lansberry said, and was not in response to a member complaint.

“To our knowledge, none of our Washington State member’s medical bills have gone unpaid,” said Lansberry. “Samaritan Ministries has never received any complaints from the insurance commissioners in any of the other states in its 17 years of operation.”

Prompted by Media Inquiry

According to an OIC spokesman, the order was prompted by a TV reporter seeking to do a story on a Samaritan member and questions which arose regarding Samaritan’s legal status.

“Our insurance laws exist to protect consumers and make sure that insurers live up to their promises,” Kreidler said in a statement. “Members of groups like this don’t have those protections.”

Kreidler noted Samaritan hasn’t registered as an insurer or submitted its policies or reserves for review. In the order, the OIC accused Samaritan of “offering a health plan … where every purchaser, and covered person has not been advised of the lack of insurance or other coverage.”

Not Claiming It’s Insurance

Yet Lansberry points out applicants to Samaritan must sign numerous warnings and disclaimers before attaining membership, and these documents repeatedly emphasize the ministry does not assume any risk or guarantee any member’s medical bills being paid, putting an explicit disclaimer before consumers.

I hope you gullible imbeciles read this very carefully.

Samaritan’s disclaimer includes the statement, “This ministry is not operated by an insurance company nor is it offered through an insurance company. Samaritan Ministries and its members assume no responsibility for your medical bills. Whether you receive any share money to help you with your medical needs will depend on the voluntary giving of your fellow members as an expression of Christian love, but no matter how much money you receive you always remain solely responsible for payment of your own medical bills.”

Lansberry maintains the Cease and Desist Order was sent without communicating with Samaritan or giving them a chance to explain why their method is not insurance.

“The approach was one of ‘shoot first, ask questions later,’” Lansberry said. “It is ironic that the actions that the OIC  began to take against Samaritan Ministries to ‘protect’ consumers would have actually prohibited members of Samaritan in Washington from assisting each other with their medical bills.”

Passing the Plate

Samaritan members send their monthly payments directly to other members with medical burdens—not to the ministry itself.

“The financial ‘reserves’ that the OIC was concerned about are simply the Christian commitment of Samaritan’s members, and the only way to draw upon those sources is by members giving to other members as the ministry suggests. The OIC’s order short-circuited this process,” Lansberry said.

My Fellow Christians: The salient question you must ask is this: If I’m required to pay the medical bills of my fellow Christian in need,then why am I paying the monthly premium to Samaritan ministries int.?? And where does the MONEY GO??

They only pay bills over a deductible ,as any insurance would , and restrict payments to a maximum ,so where does the huge cash flow wind up with.

Well, the answer can only be understood that this scheme is not an insurance policy but operates as a non-profit. In short simple  English the money goes to pay the huge salaries that the officers and staff earn every year. They are free to claim any amount as a legitimate salary and there’s nothing anyone can do about it.

So while they put all THE RISK over on your side ,they enjoy life guaranteed that the six figure salaries they get will continue to roll in.

 Remember ,without real insurance you’re still liable for the full amount of whatever costs you need to pay.Now, do they have some operating expenses ,you betcha!  The cost of computer paper and E-Mailing you your share of someone else’s nose job expenses , are going through the roof!!

Now, if you need more to convince you to pass these clever sweet talking hucksters by ,then there’s little more anyone can realistically tell you ,to keep you from getting tricked or cheated out of a very important thing to have ,namely :HEALTH INSURANCE!!

And the Great Parable being shamefully used to trick the masses still can instruct. 

  Imagine the Samaritan coming upon the traveller on his way to JERICHO . And seeing him wounded ,stripped of his clothes and robbed by bandits ,asks him to prove that his wounds were not as a result of a PRE EXISTING CONDITION!

Afterall ,the left for dead, could’ve been robbed somewhere else, and wounded during the course of him trying to rob another.  He could’ve been as guilty as the thieves.  He could just be putting on an act to gain some free food and cheap lodging. . Imagine if the GOOD    Samaritan had demanded to see the religious bona fides of the wounded. What ? No rabbi to vouch for your religious affiliation? Well then  I’m sorry sir ,but I’m going to leave you  here  for vulture meat!

 What’s this; no clothes” You want me to pay for a new wardrobe?  I’m sorry sir; but that’s NOT COVERED!!

While this all may sound ludicrous ,the point is that SAMARITAN MINISTRIES is nothing but another cleverly disguised charity scam whose administrative staff are making a financial killing. And this by sucking huge salaries from all the stipends and premiums they collect every month.

And they are getting away with it primarily because the gullible idiots in the Christian Faith community are suckers for any sincere sounding scam artist  who  knows how to press all the right buttons . It’s an open field for any con artist ,familiar with Gospel writing, to use as a way of exploiting the vast gullibility of the Evangelical gang of mindless idiots. DONT BE ONE OF THEM!! 

” Samaritan,Samaritan’s purse  ,” bear each other’s burdens “. are just the few  clever attempts to play the  game of scriptural charades ;and the end result will always have you holding an empty bag.

This has been you GOOD NEWS COMMENTATOR bringing you more GOOD NEWS!!  Good Day and Good news to you.

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